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Understanding the Basics: Debit vs. Credit Cards When you dive into the world of banking and personal finance, two common tools you'll encounter are debit cards and credit cards. These pieces of plastic may look almost identical, but they function quite differently, and it's essential to understand these differences to manage your finances wisely. What Is a Debit Card? A debit card is directly linked to your bank account. When you make a purchase with a debit card, the money is automatically deducted from your bank account. This makes debit cards a relatively straightforward financial tool, as they allow you...