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Understanding Credit Cards: A Comprehensive Guide for Teens Credit cards are common financial tools that allow you to borrow funds from a lending institution to make purchases, with a promise to pay back the money later, usually along with an interest if the balance isn't settled in full each month. For many adults, a credit card is a staple in their wallets, but for teenagers, understanding what credit cards are and how they work is crucial before starting to use them. The Basics of Credit Cards Credit cards are issued by banks, credit unions, and other financial firms. Each card...